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Personal Injury Settlements

Personal injury settlements will vary from case to case. Personal injury settlements will also vary from state to state as well. Worker's compensation claims resulting in a personal injury settlement can be handled by a general personal injury lawyer or an attorney who specializes in worker's compensation cases. Receiving a personal injury settlement most often means not going to trial.

 

Personal Injury Lawyer Referral
Find a qualified and extremely competent personal injury lawyer in your location.
 

Personal injury settlements may be derived from claims regarding libel, slander, malicious prosecution, or false arrest. Also included are any bodily injury, sickness, disease, or death sustained by any person and caused by an occurrence for which a particular state or anyone else may be held liable. Personal injury settlements may include compensation for loss of social and family activities as well.

Common settlements in personal injury cases may come from injuries involving:

 

1. Medical malpractice
2. Defective products
3. Automobile accidents
4. Bus accidents
5. Published slander
6. Animal bites
7. Wrongful death
8. Traumatic brain damage
9. Slip and falls
10. Workplace accidents
11. Catastrophic events
12. Aviation accidents
13. Trucking accidents
14. Motorcycle accidents
15. Residential accidents
16. Boat accidents
17. Nursing home abuse
18. Birth injuries

Personal injury settlements are geared towards recovering lost funds, securing appropriate treatment, and limiting further suffering associated with the injury. Most insurance companies will offer a personal injury settlement almost immediately, as it is often far less expensive to settle out of court. In many cases, the personal injury settlement is offered immediately following the injury (even while the injured party is still in the hospital) in the hopes that an attorney has not yet been consulted. Pain and suffering, loss of social and family activities and recovery of future earnings and medical bills are all calculated into the settlement.

One type of personal injury settlement is the structured settlement. A structured settlement is not possible for a worker's compensation case, a case where the person has died or once the court has awarded damages. A structured settlement is an agreement between both parties in a case that the injured person will receive all or part of their compensation in the case in the form of tax-exempt periodic payments (annuities) underwritten by a highly-rated life insurance company. These payments are in lieu of a lump sum cash settlement. Most often, the structured settlement will contain two components, which are the initial cash payment (since most injured parties will need some cash right away) and then a periodic payment schedule to follow. The advantage of a structured settlement is that they can provide more income over the long-haul than a lump sum payment and take the worry about how to manage large sums of cash for most people.

There are many other types of options for personal injury settlements, though, so consulting an attorney is the best course of action. A personal injury settlement is as unique to each individual as the case itself. The most important item to know about personal injury settlements is that the injured party has many options and researching those options empowers one to make thoughtful decisions in this matter.


 

 

 

 

 

 

 


 

 


 

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